Important statements explaining that Netquity is informational software and not financial advice.
Financial Disclaimer
Netquity is an expense and net worth tracking system, not a financial advisory service.
Effective date: March 27, 2026
Informational Software Only
Netquity is a software product for tracking expenses, organizing financial information, monitoring net worth, and running scenario-based calculators. It is not a substitute for professional judgment.
No Financial, Investment, Tax, Legal, or Accounting Advice
Nothing in the app, website, dashboards, analytics, calculators, projections, articles, prompts, examples, or support communications constitutes financial, investment, tax, legal, or accounting advice.
Hermar Group LLC does not recommend securities, portfolios, transactions, lenders, insurers, tax strategies, legal strategies, or specific courses of action.
No Fiduciary or Advisory Relationship
Your use of Netquity does not create an adviser-client, fiduciary, brokerage, custody, accounting, attorney-client, or other professional relationship with Hermar Group LLC.
User Responsibility
You are solely responsible for deciding whether and how to use the information, calculations, and outputs provided by the service. You should consult qualified professionals before making financial, tax, legal, accounting, lending, investment, or insurance decisions.
Assumptions, Estimates, and Data Quality
Forecasts, valuations, net worth projections, debt payoff schedules, and other planning tools are based on assumptions and user inputs. Small changes in assumptions can materially change outputs. Past performance and historical values do not predict future results.
Imported, entered, or third-party data may be delayed, incomplete, or inaccurate. You should independently verify important information before relying on it.
No Guarantee
We do not guarantee accuracy, completeness, fitness for a particular purpose, profitability, tax treatment, debt reduction outcomes, valuation results, investment performance, or the prevention of financial loss.
Availability
The service may change over time and may occasionally be unavailable, incomplete, or contain errors. This disclaimer supplements, and does not replace, the warranty disclaimers and liability limitations in our Terms of Service.
Contact
For privacy questions, legal notices, or account and data requests, contact us using the details below.
Mailing address: Please contact us by email for our current mailing address.